A SIP is a habit. The goal gives it direction.

Our SIP calculator models a fixed monthly contribution with an assumed constant return. Real investment values can fluctuate, and actual returns will not arrive in a smooth line.

• Try more than one return assumption.
• Notice how changing the contribution or time horizon changes the result.
• Remember that taxes and product charges are not included in this illustration.

Use the tool to explore a scenario, not to predict a promised outcome. If you need money at a specific time, discuss the risks as well as the amount.

Educational only. No stock calls, fund ratings or forecasts. Personal circumstances and applicable policy or scheme terms matter.