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Claim rejected?
Start with a proper review.

Insurance claims can be complicated. Getting help shouldn’t be. Start with the policy, the insurer’s response and the facts.

Rejected / RepudiatedDelayedShort-SettledCashless DeniedReimbursement PendingOmbudsman AssistanceMis-sold policy
A CLAIM, START TO FINISH

From the hospital desk
to a written answer.

The letter arrives, the phone calls start, and nobody explains the clause. An advisor reads the policy and the insurer’s reasons, gathers what was asked for and writes back on your behalf. The insurer still decides — we make sure your side is put properly.

Ask for a claim review
48 seconds · sound on
A CLEAR WAY FORWARD

A considered path.
From facts to resolution.

  1. 01

    Reach out

    Tell us what happened, which insurer is involved and the reason given.

  2. 02

    Share case documents

    Organise the policy, claim records and correspondence. Agree a secure sharing channel first.

  3. 03

    Case review & acceptance

    We study the wording and evidence, explain the issues and confirm whether we can assist.

  4. 04

    We pursue the claim

    For accepted cases, we support clarification, representation and appropriate escalation.

  5. 05

    Resolution

    Understand the insurer or authority’s decision and the available next step. No outcome or timetable is guaranteed.

A CLEAR START

Share the facts.
We’ll listen.

Prepare the policy, the insurer’s response and a short timeline. You can attach the rejection letter here; it is stored privately and read only by the Radiant admin team.

Download the document checklist ↓
About you

So an advisor can reach you. Nothing here is shared with your insurer.

We will call or WhatsApp this number — no automated messages.

Optional — for a written summary, if you prefer one

It helps to know which hospital or office you are dealing with

Your policy

As much as you have to hand. If a detail is missing, leave it — we can find it with you later.

Every insurer we know of is listed

Only if yours is not in the list above

Optional — it is on the policy document or the insurer's app

Pick the closest one — you can explain below

What happened

In your own words. There is no wrong way to describe it, and we do not need the clause number.

Optional

A range is enough — we do not need the exact figure

Optional — their exact wording helps if you have it

A sentence or two is plenty. This is what the advisor reads first.

Optional, and the single most useful thing you can add. PDF or a photo, up to 10 MB.

Check and send

Look over your answers. One person reads this and gets back to you.

Your claim so far

Name
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Mobile
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City
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Insurer
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Claim
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When
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Amount
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Status
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Letter
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YOUR QUESTIONS, EXPLAINED

Claims questions.
Clear next steps.

6 questions shown

Can a rejected claim be reviewed?

It may be possible to seek a review. Begin with the written decision and policy wording so that the reason and evidence can be assessed.

Which documents should I prepare?

The policy schedule and wording, proposal where relevant, written insurer decision, claim submission, supporting records and a dated communication timeline.

My cashless request was denied. What next?

Ask for the reason in writing and whether reimbursement can be considered under your policy. Cashless denial does not by itself settle the reimbursement question.

Can you help with the Ombudsman?

We can help organise the case and explain the route where applicable. Eligibility, earlier grievance steps and time limits need to be checked for your case.

Can you guarantee settlement?

No. Claim settlement is subject to policy terms, supporting evidence and the insurer or applicable authority’s decision.

Should I change a record that appears incorrect?

Do not alter records yourself. Ask the issuing professional or institution to issue an accurate, dated clarification and retain the original record.

A REAL PERSON. A CLEAR CONVERSATION.

Tell us what you need.

Start with a question. We’ll help you understand the next step.

Or start from one of these