Recover · by insurer
Claim help by insurer
Every insurer runs its own process, asks for its own documents, and refuses claims for its own recurring reasons. These pages cover what to expect from each.
035 insurers
General — motor, travel, home
HDFC ERGO General Insurance
Process, documents and what refusals usually turn on.
ICICI Lombard General Insurance
Process, documents and what refusals usually turn on.
Tata AIG General Insurance
Process, documents and what refusals usually turn on.
Bajaj Allianz General Insurance
Process, documents and what refusals usually turn on.
New India Assurance
Process, documents and what refusals usually turn on.
Every insurer refuses claims differently.
Knowing which reason yours is likely to give, and which document answers it, is most of the work. That is what an advisor does with your paperwork.
Expert guidance · no obligation · we cannot guarantee any claim outcome
If your claim is stuck or rejected
Escalate in this order — later stages will not take your complaint until the earlier ones have been tried.
- 01
Write to your insurer's Grievance Officer first.
- 02
IRDAI Bima Bharosa — the regulator's grievance portal.
- 03
Insurance Ombudsman — free, and binding on the insurer.